Mortgage Interest Rates Climb over 4%

Mortgage Interest Rates Climb over 4%

For the first time this year, mortgage interest rates have surpassed the the 4% mark; according to Freddie Mac’s  Mortgage Market Survey. Rates are expected to continue rising over the next six quarters; similar to the surge that we saw in 2013. Check out the graphic below to see the parallels between the spikes in 2013, and thus far in 2015.

Mortgage-Rate-Spike-KCM

5 Reasons not to FSBO

For Sale By Owner- better known as FSBO- is a somewhat popular practice used by homeowners in times like these, where homes are selling quickly and prices are on the rise. However this is often not in the best interest of the seller, regardless of how business savvy they might be. Our friends at Keeping Current Matters have compiled a list of the 5 most important things to keep in mind when considering FSBO as an option for selling your home. That list can be viewed here.

Summer 2015 Concert/Festival Calander

This year’s Concert/Festival Calendar 2015 courtesy of the The Olear Team/MJ Peterson!

6/25/2015 9:00PM Music Grace Stumberg with Blue Rootz Buffalo Iron Works, Buffalo, NY
6/25/2015 6:00PM Music Spoon with July Talk Canalside, Buffalo, NY
6/25/2015 6:00PM Music Tim Barry The Studio at the Waiting Room, Buffalo
6/25/2015 6:00PM Music Gimme Buffet Ramada Hotel, Getzville, NY
6/26/2015 8:00PM Music McZill & Katie Ann w/ Paul Athoe, Bobby Angel Babeville, Buffalo, NY
6/26/2015 9:00PM Music Hayden Fogle Band Buffalo Iron Works, Buffalo, NY
6/26/2015 6/28/2015 7:30PM Music Nickel City Opera: The Marriage of Figaro Riviera Theatre, N. Tonawanda, NY
6/26/2015 6/28/2015 All Day Music Exposure Concert The Cove, Depew, NY
6/27/2015 9:00PM Music BackBeat ’64 (Beatles Tribute Band) Buffalo Iron Works, Buffalo, NY
6/27/2015 Festival Taste of Diversity Buffalo, NY
6/27/2015 6/28/2015 Festival Roycroft Summer Festival in East Aurora East Aurora, NY
6/28/2015 Festival Wurstfest Buffalo Riverfest Park, Buffalo, NY
6/28/2015 2:00PM Music Town Pants w/ McCarthyizm RiverWorks, Ganson St, Buffalo
6/30/2015 6:30PM Music Steve Miller Band Artpark, Lewiston, NY
6/30/2015 7:00PM Music Buffalo Philharmonic Orchestra Elmwood & Bidwell, Elmwood Village
6/30/2015 5:00PM Music Workingman’s Dead Larkin Square, Buffalo, NY
7/1/2015 6:30PM Music Marianas Trench Artpark, Lewiston, NY
7/1/2015 7:00PM Music Black & Blues Buffalo Iron Works, Buffalo,  NY
7/1/2015 6:00PM Music High Horse & The Maniacs Gateway Harbor, N. Tona, NY
7/1/2015 5:00PM Music David Michael Miller w/ Miller/The Other Sinners w/ Zuri Larkin Square, Buffalo, NY
Mortgage Interest Rates Climb over 4%

The Cost of Waiting to Buy

If you have been looking to buy a home for some time now, but perhaps tend to put the idea on the back-burner when life gets hectic; it is important to consider how much that may be costing you in the near future. Check out the graphic below to see how much the cost of buying a home is projected to increase over the next 3 years; with the current projections for mortgage rates and price appreciation.

June2015-30

5 Significant Home Improvements for Under $500

Thinking of home improvements that could be done around our homes is easy; but figuring out which ones will improve the look of the property- and for the right price- is the real challenge. Our friends at RISMedia have compiled a list of the top 5 home improvements for offering both appeal and return. To read the article in its entirety click here; the abbreviated list is as follows:

  1. Improve curb appeal
  2. Paint the front door
  3. Paint the interior walls
  4. Update the lighting
  5. Install new toilets