Olear Makes It Clear – Episode 6 – Loan to Value Ratio
In this video, Michael explains loan to value ratio, which is the relationship between the mortgage and the total purchase...
Cohousing communities are an interesting housing alternative for seniors
While most will desire independence and an opportunity to live in their own home, condo,
townhouse or apartment, that might not be the best option for those who need extra care or
attention. There is a popular alternative becoming more common across the country, and it’s
called “cohousing.”
Olear Makes It Clear – Episode 5 – escheat
The process where unclaimed funds revert back to the ownership of the state is known as escheat. Assets can include bank...
Olear Makes It Clear – Episode 4 – Conventional Mortgage
Conventional Mortgage: A conventional mortgage is considered more appealing to a seller because it does not rely on...
Falls in the home are common, but often preventable
before you take that next step across a cluttered room, take some easy steps to ensure your safety in the home, or the safety of your parents or elderly family members and friends.
Olear Makes It Clear – Episode 3 – Mortgage Closing Costs
Mortgage Closing Costs: Your closing costs when buying a home will typically include the down payment, fixed-costs items...
Olear Makes It Clear – Episode 2 – Adverse Possession
Adverse Possession: If you commonly use someone else’s land and have it under your control for 10 years, you can file a...
Olear Makes It Clear – Episode 1 – Abstract of Title
In this video, Michael explains the term abstract of title, commonly known as the “search,” which shows any transfer of the...
The Olear Team
Tonawanda Community Project Ballots Now Being Accepted!
???? Attention Tonawanda Community members ???? Visit the following link to learn how you can cast your vote for the...
When To Make the Move to Senior Living
by Solstice Senior Living As we and our loved ones age, there comes a time to reconsider current living arrangements and...
10 Balance Exercises for Seniors
by Solstice Senior Living It’s normal for seniors to lose some of their sense of balance as they age, but just because it’s...
Tips for Reducing Stress During Times of Anxiety
by Solstice Senior Living Stress can be a result of many causes, including adjusting to big changes, managing an illness or...
Enriching Your Mind, Body and Life Through Music
by Solstice Senior Living It’s safe to say that almost everyone loves music. There are so many different genres and styles...
Unique Homes: Sandbag Homes
As children, we took to the beach to build sand castles complete with towers, doorways, and moats. Once we grow up however,...