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Interest Rates & Mortgage Payments over the decades

by Michael Olear | Aug 10, 2015 | mortgage payment, National Trends

With interest rates gradually rising again-but still right around 4%-it is a good time to look back at how much interest rates and mortgage payments have fluctuated over time.

From Keeping Current Matters:

20150724-Cost-Across-Time-KCM

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Are you looking to purchase property located in the Erie/Niagara region of New York?

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?Are you going to sell this house for yourself or someone else?

Selling My House
Selling for Someone Else

Is the property being sold located in the Erie/Niagara region of New York?

Yes
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Elderlife Real Estate is a real estate service specializing in the needs and requirements of older adults and those who care about them.? We have specialized in this since 1999. Michael Olear?s initial career included a Master's Degree in Social Work and this blend of social work technique and real estate brokerage has created a hybrid service that has been uniquely useful for hundreds of families in WNY.? Several realtors on the team have the Seniors Real Estate Specialist designation.

Whether it?s downsizing from the family house to a smaller home, moving to a senior community, or acting as a POA or executor, we know that the last thing you want is to focus on the details.

We will plan out every aspect for you including household sale, repairs, inspections? Allow us to handle the specialized work of selling your property so your attention is where you need it to be.

 

Is the property being sold located in the Erie/Niagara region of New York?

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Executor Information
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We assist every seller with creation of a written timeline, loosely scheduled at first, that includes all major tasks to be performed in the most beneficial sequence for that individual?s circumstance. Two samples are included below:

House A: Tonawanda, NY

  • Schedule meeting with town plumbing inspector
  • Schedule meeting with town electrical inspector
  • Meet town plumbing inspector for evaluation
  • Meet town electrical inspector for evaluation
  • Schedule at least 2 estate liquidators
  • Meet liquidators and obtain their quotes, contracts and plans of action
  • Schedule engineer for home inspection to evaluate basement cracks and provide complete written, home inspection report
  • Obtain estimate for installation of drywall, finishing and painting.
  • Report back to owner regarding progress of estate liquidator by phone, email and photo
  • Report back to owner regarding cleanout of house by liquidator by phone, email and photo
  • Arrange for installation of drywall, finishing and painting if required by contract of sale.
  • Arrange for electrician and plumber if required by town
  • Schedule any other contractors that may be requested by owner including lawn, snow plowing, property management, etc.

House B: Amherst, NY

  • Obtain engineer report with respect to basement
  • After obtaining engineer?s recommendation, obtain two estimates for foundation repair, flushing drain tile and basement seepage that also includes transferable warranty
  • Arrange for basement repair and document completion for owner with photos
  • Obtain two estimates for plastering/painting kitchen, back hall way, living room and upstairs bedroom (lower part of wall and one side wall ? match color of remainder of room)
  • Ask painter if they will clean brick at the top of hearth in family room. Obtain estimate for upstairs painting just to see how much it would be.
  • Arrange for painting as per approved estimate and document completion for owner with photos
  • Obtain two estimates for replacement of hot water tank
  • Arrange for installation of new hot water tank and document completion for owner with photos
  • Arrange for removal of any junk in basement and arrange for cleaning of same and this includes shop vac for all spider webs as well as power washing walls and floor after sweeping ? document for owner with photos
  • Approach neighbor if necessary regarding establishing written maintenance agreement or common driveway
  • Arrange for carpet cleaning in the 1stfloor
  • Put caution tape across access door to attic

The Olear Team/MJ Peterson had a 100.02% list price to sale price ratio in 2019. The marketplace average in Western New York for the same time period was 98.1%. The list price to sale price ratio is how much you sell for compared to your asking price. In 2018, the Olear Team averaged 98.9% and the market average for all other realtors was 96.7%.

The Olear Team/MJ Peterson averaged 11 days on the market in 2019. Days on market is the time interval from when a house is listed to when it is actually under contract. The broader market average for all other real estate agents combined was 35 days. In 2018, The Olear Team averaged 19 days and the market average then was 42 days.

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The Olear Team
1244 Niagara Falls Blvd
Buffalo, New York 14150
716.880.4442
info@olear.com

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