You?ve made the decision to buy a house, but will a mortgage lender make the decision to provide you with a loan? Many factors go into that equation, including the credit score needed to buy a home. A mortgage lender will, of course, look at your overall income, debt...
You?ve found the home of your dreams, you have some money saved up for a downpayment and your employment history has been steady. So far, so good. But how is your credit history? Have you ever thought about the credit score needed to buy a home? We certainly hope you...
It?s a pretty straightforward question: Do I need a Realtor to buy a house? While the answer is no, you don?t, there are plenty of reasons why you should! So, if you’re asking the question, do I need a Realtor to buy a house, consider the benefits of using a...
Did you know that there are several home buying programs designed to offer financial assistance to first-time homebuyers? Let?s look at a few of them, and what makes them different. Home buying programs EEM (Energy-efficient mortgage) loans, insured through the FHA or...
Is it time? Are you ready to purchase a home? If so, the home buying process can, admittedly, be a little difficult to navigate at times, but with the right Realtor at your side, it can actually be a fun and exciting adventure! First, ask yourself a question: Is...
Sooner or later, we all reach that point in time when we?re ready to take that big step known as homeownership, and that likely means buying a starter home. But what is your ideal starter home? Is it, perhaps, a condo or a townhouse? Or is it a smaller home that?s the...
