Take steps to safeguard from fraud in everyday life
Take a quick look at your email spam folder. If it’s anything like ours, you probably have at least a half-dozen emails...
When is it appropriate to rent back the property you are selling?
Imagine this scenario: You’re selling your house and purchasing another. You’re told you need to be out of your home by a...
Selling your home? Do you know your neighborhood’s absorption rate?
There are many things to consider when selling a home, but here’s a term that you may have never heard of: absorption rate....
Before making the big move, do your homework
Whether you’re moving down the street or to a new city or state, the physical act of moving can be stressful and, at times,...
Be prepared to talk with your parents about selling the family home
Have you sat down and had “the talk” yet with your parents? No, not the talk about the birds and the bees. This...
Olear Makes It Clear – Episode 23 – VA Mortgage
VA Mortgage: A VA (Veterans Administration) mortgage allows active service members, veterans and surviving spouses to receive backing for home financing that takes the form of guarantees by the Veterans Administration. Benefits can include a more favorable mortgage term, zero downpayment and more!
Olear Makes It Clear – Episode 22 –Short Sale
Short Sale: This occurs when a homeowner sells a property for less than what is currently owed on it, which can result in a...
Olear Makes It Clear – Episode 21 – Rights of Survivorship
Rights of Survivorship: This is used when two or more people purchase a property together in their individual names,...
Olear Makes It Clear – Episode 20 – Rate Lock
The rate local allows the mortgage borrower to secure a guaranteed interest rate for a set period of time so they know what...
Take a good look — inside and out — before buying
Olear Makes It Clear – Episode 19 – Quitclaim Deed
Quitclaim Deed: A quitclaim deed is a legal instrument used to remove someone from ownership of a specific property while...
Olear Makes it Clear – Episode 18 – Homeowner’s Association
Homeowner’s Association: Also referred to as an HOA, the homeowner’s association provides organizational structure and sets...
Is a condo or a townhouse the right move for you?
In this business, we often run across people who use the words condo and townhouse interchangeably. Well, that would be incorrect. Basically, a condo is the interior space of a housing unit that may also include a porch, while a townhouse includes exterior surfaces and the land the dwelling is built on.
Olear Makes It Clear Episode 17 – Planned Unit Development
Planned Unit Development: This refers to a housing community made up of a variety of styles such as condos, townhouses,...
Keeping older adults safe at home
It’s a fact: The older we get, the more likely we are to suffer a fall in the home. Additionally, falls are the leading...