If your dream is to own a home in 2017, here are some tips from Realtor.com and Keeping Current Matters to help you become king ? or queen ? of your castle!

  1. Build your downpayment savings by instructing your bank to automatically direct a portion of your paycheck into a separate savings account, also know as your house fund. If you don?t see the cash, you won?t spend it.
  2. Work to improve your credit history and rating. When you apply for a mortgage, lenders will want to see that you?ve been able to pay off your past debts. This means staying on top of your student loans, credit cards, car loans, etc.
  3. Live on a budget. Downsizing your spending now will help you save for your downpayment and pay down other debts to improve your credit score.

Follow these tips and before you know it, your dream of owning a home could become a reality!